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| The questions we find that are asked the most... | |||||||||
How do I read an MLS Sheet? How can I check my credit rating before I apply for a mortgage? What is title insurance and why do I need it? What's the connection between thunder and lightning? Is hiring a home inspector worth it? How can I make moving easier? How many homes should I plan to view and how should I make the final decision? |
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| Q. How do I read an MLS sheet? | |||||||||
| A. To take a quick lesson on reading an MLS sheet click here. For more information please email us with your MLS question, a contact number, and the county you are house-hunting in and we will be happy to assist you. | |||||||||
| Q. How can I check my credit rating before I apply for a mortgage? | |||||||||
A. Your credit rating is based on a combined score generated from three credit bureaus who look at your credit history, amount of credit available, and recent inquiries to determine what’s called your FICO score.
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| Q. What is title insurance and why do I need it? | |||||||||
A. Basically, title insurance assures that you have clear title
to the home you’re purchasing. A title search is the primary component
of “due diligence,” a process that will be started either
by your attorney, if you are using one, or by the title company you
choose. The title search determines whether the seller actually owns
the property and if there are any claims against it.
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| Q. What's the connection between thunder and lightning? | |||||||||
A.
Lightning is the discharge of static electricity that builds up in cumulonimbus
clouds. As the electricity moves through the air, it superheats the
air. This causes the air through which the electricity passes to expand
very rapidly. This rapid expansion creates a shock-wave that move outward
from the lightning bolt. This shock-wave is what we hear as thunder.
Lightning cannot occur without thunder. However, depending on just how
you define it, I suppose that just about anything that generates a shock
wave can be considered to create thunder. |
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| Q. Is hiring a home inspector worth it? | |||||||||
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A. Typically, real estate contracts
contain a provision giving homebuyers a set number of days, usually
ten, in which to have a home inspection completed. The importance of
exercising that right can't be overemphasized.
The trained eye of a professional home inspector is much more adept than that of the average homebuyer at detecting flaws, said Frank Lesch, president of the Great Lakes Chapter of the American Society of Home Inspectors. Home
inspectors find problems that buyers can require sellers to repair or
that may help them negotiate a lower price. They also can uncover problems
serious enough to squelch the deal. And inspectors are knowledgeable
about home maintenance and will offer tips on repair and upkeep as they
conduct their inspections. |
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| Q. How can I make moving easier? | |||||||||
A. Many people find the thought of moving overwhelming, as well as busy families and professionals who don't have time to handle the arrangements themselves. To help you and your family plan and prepare for a residential move here are a few simple tips that can make it go smoother...
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| Q. How many homes should I plan to view and how should I make the final decision? | |||||||||
A.
If the real estate market has inventory then you should view a number
of homes so you can become familiar with what you can expect to get
for your money. If you already know which neighborhood or community
is most suited to you and your family's lifestyle this will allow you
to concentrate on viewing homes in that area. If you aren't sure which
neighborhood or community is the perfect match for you then some research
is in order to narrow down potential areas, or plan for the several
days Grand Tour becoming acquainted with the Gulf
Coast areas and viewing several homes in each. |
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